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Health insurance for international students

If you are coming to study at a university in Germany, you will need an insurance certificate from a health insurance provider. We will let you know which certificates you need and where you will need to apply for them. This will depend on your country of origin.

Health insurance for new members of AOK NordWest (A membership application form has already been completed)

Welcome to AOK NordWest – we are pleased to welcome you as a new member. In order to be able to take advantage of the extensive benefits and insurance protection offered by AOK NordWest, we still require the following documents from you:

Please also inform us as to your address in Germany as soon as this is known to you and it is possible to deliver mail to you at said address.

Safe delivery of the original documents is possible by post (AOK NordWest, D-58079 Hagen). Should you have any further questions, please use our Online Contact Form or visit one of our Customer Centres to be advised personally. Our members of staff will be glad to assist you.

Please do not send us the required documents by mail, as transmission via e-mail is not safe.

Important information for students from EU countries / treaty countries

Treaty countries: Citizens of Bosnia and Herzegovina, Macedonia, Montenegro, Serbia, Turkey and Tunisia do not have an European Insurance Card (EHIC).

In Germany all students need health insurance. If you are covered by statutory insurance in your home country, you can have this coverage recognised by a German health insurance company.

If you are covered by statutory insurance in your home country, you can have this coverage recognised by the AOK.

In order for us to be able to verify this, we need a copy of your proof of insurance from your home country, e.g. the European Insurance Card (EHIC), a provisional certificate (PEB = provisional replacement certificate) or a certificate of entitlement to non-cash benefits if you are staying in Germany (e.g. A/T 11), which you will receive from your insurance provider in your home country. Please attach these to the following application and send it to:

AOK NordWest

Die Gesundheitskasse

58079 Hagen

or visit one of our Customer Centres to be advised personally. Please complete the application in full. As soon as we have received and checked your documents, we will send the relevant notification to the university and send you a confirmation to your address in Germany.

Important note:

If you take up employment, an internship or self-employment during your studies in Germany, you will be covered by statutory health insurance. Please inform us about the beginning and the end of this activity and provide us with supporting documentation.

We wish you a successful course of studies.

Health insurance for students from non-EU states with no social security agreement

If you come from a country that was not mentioned above and would like to study in Germany, you will need to take out insurance with a private or statutory provider, such as AOK NordWest.

Further information

Aktualisiert: 14.12.2023

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