Welcome to
AOK PLUS

In Germany, all students have to provide proof of health and long-term care insurance by certificate of a statutory health insurance company, in order to be matriculated.

A student can be insured as follows:

• under statutory health insurance
• under student health insurance
• under private health insurance (an exemption from student health insurance is necessary)

If you are from another EU country and studying in Germany, you don't have to take out health insurance, under the condition that you are already insured in your home country and you can provide a European Health Insurance Card (EHIC). If you are insured through private family insurance an exemption has to be individually reviewed.

As its slogan “the health insurance provider” already suggests, the AOK provides 27 million people with health insurance and thus is one of the biggest health insurance companies in Germany. In this context, AOK PLUS serves as the regional partner for Saxony and Thuringia. They pay out for treatment by doctors and dentists, medication, therapy (massages, physiotherapy, etc.), assistive equipment (wheelchairs, walking aids, etc.) and hospital treatment. Also, some of these services can include additional charges. This is the case for people insured with any insurance company.

With our benefits, we support the idea that illnesses can be prevented, or be detected and treated at an early stage.

Additional nursing care contributions are compulsory in Germany. The aim of nursing care insurance is to cover the risk of the need for care which may arise following a serious accident, illness or in old age. You take out nursing care insurance with the same organisation that provides your health insurance.

As a student, you are covered by a statutory accident insurance scheme on the premises of the college or university and on your way between home and college. You can obtain information on additional accident insurance from the Foreign Student Office. If you are on a scholarship or funding programme, please refer to the agreed rules and arrangements.